What is the digital euro?
The digital euro is a planned digital form of central bank money issued by the ECB. Designed to complement cash, it will be available for both online and offline payments.
A final political decision on the digital euro is expected by the end of 2026. Financial service providers are then likely to begin implementation in 2027, with the earliest possible launch currently envisaged for 2029. Banks and payment service providers should therefore start planning their resources, budgets, system landscapes and make-or-buy decisions well in advance.
Contributing to the ECB Rulebook Development Group
In 2025, SBS participated in the ECB's pioneer programme, gaining access to the Digital Euro Service Platform and conducting its own test transactions for conditional payments. Learn more here.
Over two years, SBS has contributed to several workstreams within the ECB Rulebook Development Group.
Our Expertise
More than 35 years of experience developing payment infrastructure for the banking sector
More than two years of active involvement in the ECB Rulebook Development Group
Participation in the ECB’s 2025 pioneer programme
Ready for the Future of Payments?
Sebastian Braunwieser, Business Development Manager at SBS
“Let's talk — we’ll help you prepare strategically for the digital euro.”
